Privacy Policy

The Fund recognizes the importance of protecting the personal and financial information of its shareholders. We consider each shareholder's personal information to be private and confidential. This describes the practices followed by us to protect our shareholders' privacy.

   We may obtain information about you from the following sources:

     Information we receive from you on forms and other information you provide to us whether in writing, by telephone, electronically or by any other means.

     Information regarding your transactions with us, our corporate affiliates, or others.

   We do not sell shareholder personal information to third parties.

   We will collect and use shareholder personal information only to service shareholder accounts. This information may be used by us in connection with providing services or financial products requested by shareholders.

   We will not disclose shareholder personal information to any nonaffiliated third party except as permitted by law.

   We take steps to safeguard shareholder information. We restrict access to nonpublic personal information about you to those employees and service providers who need to know that information to provide products or services to you. Together with our service providers we maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.

   Even if you are no longer a shareholder, our Privacy Policy will continue to apply to you.